Essential
$39 / month
For one priority, such as a single life policy or a straightforward motor schedule.
- One core cover illustrated
- Written exclusion summary
- Email answers on business days
- Renewal prompt
- Claim checklist if the policy is taken
The three plans below show how ReachArrive groups advice and how a sample monthly contribution might look before an insurer underwrites the risk. They are not shelves you add to a basket. A life policy, a home policy, and a motor policy are separate contracts, and each premium can move once the facts are known.
Use the plans to see scope. Essential is for a single clear risk. Household coordinates the covers a shared home usually needs. Comprehensive adds a small organisation so personal and business promises are designed together rather than left to contradict each other. After you choose a starting point, we still confirm sums insured, excesses, and exclusions in writing.
Household
$79 / month
For partners who want life, home, and motor reviewed as one household plan.
- Up to three personal covers
- Named people and drivers checked
- Excess matched to savings
- Gap check against workplace benefits
- Shared written summary
Comprehensive
$129 / month
For a household plus a studio, clinic, workshop, or other small organisation.
- Personal and business covers
- Contract and activity review
- Interruption questions included
- Document markup
- Priority email handling
Sample contributions illustrate advice scope and a starting premium band. Insurers set the final premium. Taxes or charges an insurer adds will be shown on the schedule, not hidden inside a website tile.
What changes the number
Age, health disclosures, occupation, construction of a home, vehicle use, trip length, benefit amount, excess, and claims history are the usual movers. Two households with the same plan name can pay different premiums because the risks are different. That is underwriting working, not a pricing trick.
What the sample does not include
The tiles do not include a promise of acceptance, a waiver of exclusions, or a claim payment. They do not include card fees. They do not replace the cooling-off rules printed in a policy. If a sentence on this page and a sentence in your schedule disagree, the schedule wins.
How to begin
Choose the plan that matches the shape of your question, then tell us the facts a tile cannot know. If the shape is wrong, we will say so and suggest another. You are not locked to a tile because you clicked it.
Get a Quote